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Rates


All Rates Effective:  November 1, 2024

Featured Deposit Rates

A penalty may be imposed for early withdrawal.
Term of
Certificate
Minimum
Deposit to Open
Minimum Balance to Earn APY
Interest
Rate
Annual Percentage Yield
9 Months $1,000.00 $1,000.00 3.94% 4.00%


Certificate of Deposit Rates

A penalty may be imposed for early withdrawal.
Term of
Certificate
Minimum
Deposit to Open
Minimum Balance
to Earn APY
Interest
Rate
Annual
Percentage Yield
3 Months $1000.00 $1,000.00 2.72% 2.75%
6 Months $1,000.00 $1,000.00 2.97% 3.00%
12 Months $1,000.00 $1,000.00 3.70% 3.75%
15 Months - Step Up $1,000.00 $1,000.00 2.80% 2.83%
18 Months $1,000.00 $1,000.00 2.70% 2.73%
24 Months $1,000.00 $1,000.00 2.65% 2.68%

Deposit Product Rates

All accounts shown below are variable rate accounts. Rates may change after the account is opened.
Tiered
Money Market
Minimum
Deposit to Open
Minimum Balance
to Earn APY
Interest
Rate
Annual Percentage Yield
$750 to $9,999.99
$750.00 $750.00 0.75% 0.75%
$10,000 to $49,999.99 $750.00 $10,000.00 1.00% 1.00%
$50,000 to $99,999.99 $750.00 $50,000.00 1.50% 1.51%
$100,000 and above $750.00 $100,000.00 1.85% 1.87%
Account
Type
Minimum
Deposit to Open
Minimum Balance to Earn APY Interest
Rate
Annual Percentage Yield
For Good Checking $25.00 $0.00
0.35%
0.35%
NOW Checking $750.00 $0.00 0.20% 0.20%
Savings $25.00 $0.00
0.40%
0.40%
Club Account $10.00 $0.00 0.25% 0.25%
Health Savings Account $100.00 $0.00 1.45% 1.46%

IRA Rates

A penalty may be imposed for early withdrawal.
Term of
Certificate
Minimum
Deposit to Open
Minimum Balance to Earn APY
Interest
Rate
Annual Percentage Yield
Variable - 18 Months $100.00 $0.00 2.35% 2.38%
Fixed - 6 Months $100.00 $0.00 2.90% 2.94%
Fixed - 12 Months $100.00 $0.00 3.15% 3.20%
Fixed - 18 Months $100.00 $0.00 2.85% 2.89%
Fixed - 24 Months $100.00 $0.00 2.80% 2.84%


Fees may reduce earnings on an account. Rates are subject to change. Call for current rates 410-641-1700.